You deserve a break this summer!

Special Auto Rates & Benefits for NJ and PA Educators & Staff!

Founded in 1997, Teachers’ Insurance Plan recognizes that educators are a special class of people who deserve a break for all they do for our children and community.

Our special rates are meant for NJ and PA residents who work for or are retired from an accredited school, district or diocese, including:

• Active and retired teachers or professors
• Administrators
• School librarians
• Early childhood education professionals
• Staff members of professional education associations
• Current School Board officials
• Support staff employed by a state-licensed educational institution
• School medical staff
• Guidance counselors
• Substitute teachers

Teachers’ General NJ/PA:
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. Teachers’ Insurance Plan is a brand name used in New Jersey for insurance underwritten by Teachers Auto Insurance Company of New Jersey and in Pennsylvania for insurance underwritten by Palisades Insurance Company. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method. Certain restrictions and limitations apply. For a full description of the programs, features, and coverages, New Jersey residents please visit https://www.plymouthrock.com/insurance/nj-teachers and for Pennsylvania residents please visit: https://www.plymouthrock.com/lp/teachers-pa?PLF_Code=TEAC&iRefid=email&iRefclickid=nj_tip_agile&utm_source=email&utm_medium=multi&utm_campaign=auto_dir_tip_pa_acq_email_multi_3PD_known&utm_content=tip_ratelock.

$923 (NJ SAVINGS NUMBER ONLY):
Amount based on average annual savings reported by Teachers Auto Insurance Company of New Jersey customers who switched between 1/1/2022 and 12/31/2023. Your premium may vary due to available discounts, driving record and other factors. 

At-School Zero Deductible & After-School Zero Deductible:
Available to customers who have purchased comprehensive or collision coverage. 

Theft Coverage:
Available to customers who have purchased comprehensive or collision coverage. 

Roadside Assistance (NEW from July 13, 2025):
Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. 

Get Home Safe:
Personal auto insurance policyholders may be reimbursed up to $50 for taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form. 

Eligibility Groups: 
Employees of contracted firms working for a school district but not paid directly by the school or school district (food service contractors, transportation companies, or substitute teacher outsourcing firms, for example) are not eligible for the Teachers discount.